Park Home Insurance
Blue Fox Insurance is a specialist insurance provider helping residential Park Home owners insure their home away from home. Park homes offer a unique lifestyle, but they require specific insurance protection. Unlike traditional homes, park homes are considered to be 'non-standard' constructions, so standard home insurance policies won't suffice.
What is Park Home Insurance?
Park Home Insurance is a special type of policy designed to cover things like vandalism and weather damage to residential mobile homes.
Park homes (also known as ‘mobile homes’) are built slightly differently to brick-and-mortar homes, so you won’t be able to cover a park home with a standard home insurance policy.
Instead, a Park Home Insurance policy recognises the unique construction of a mobile home as well as the differences in ownership; for example, you could be renting the pitch that your park home lies upon.
Our Offering
Specialist and Impartial Advice
Fast Quotations
A Rated Capacity
Experienced Staff
How much does Park Home Insurance Cost?
There isn't a one size fits all solution - Luckily we're specialists
Park home Insurance costs can vary depending on certain criteria, including:
-
Location - Park homes on secure sites in areas with a low crime rate are often cheaper to insure than those which aren’t.
-
Size - The larger your mobile home, the more it will cost to replace should it be damaged beyond repair, so insurers will quote a higher premium.
-
Age - Older park homes will likely have incurred more wear and tear, so they’re deemed a higher risk than newer models.
-
Value - Mobile homes with a high market value often cost more to insure as a result.
-
Safety devices - You may be able to reduce the cost of your Park Home Insurance if you fit your mobile home with safety devices like smoke detectors and burglar alarms.
Our Features
Park home insurance is designed to cover the specific risks associated with this type of property. It typically includes:
01
Building insurance:
Covers damage to the structure of your park home caused by fire, storms, theft, and other perils.
02
Contents insurance:
Protects your personal belongings within the park home.
03
Public liability:
Covers claims made against you if someone is injured or their property is damaged on your park home site.
Why choose us
t's essential to choose a provider that understands the unique challenges of park home ownership, which we can assist on. Factors like the park's location, security measures, and the park home's age and condition can influence the cost and coverage of your policy.
By investing in comprehensive park home insurance, you can safeguard your financial well-being and enjoy peace of mind in your tranquil retreat.
Would you like to know more about specific features or how to find a suitable policy? Get in touch by clicking the contact us button on the left hand side - we'll be happy to help.
